There was a time when I was such a frequent layaway customer at certain discount stores that I shop at that they knew me by name. We have always been “pay as you go” people and don’t believe in utilizing credit cards for weekly spending like this. So…I used to plan my household budget and [...]

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Well…the last of the outside work was finally concluded today.  The street has been repaved and the big hole is filled in.  Actually, I should amend that.  We will have a bunch of landscape work to do next spring to fix all of the damage to our yard and next spring we will also have [...]

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