Use Lifelock to Protect your Good Name
Today’s technology makes it a mandatory thing to protect your identity. There are so many ways that your identity can be compromised today.
The folks at Lifelock have put together a very comprehensive plan to protect you and your identity. Just listen to how they will ensure your safety. In fact, they will not only secure your identity and guarantee your good name, they will go so far as to ensure it with their $1 Million Service Guarantee.
Here’s some of what they will do for you:
1. They will request fraud alerts and credit reports on your behalf from the major credit bureaus. 2. They will set locks on your credit so that if anyone requesting credit in your name the creditor will call you prior to any action. 3. They will move to have your name removed from junk mail lists. 4. They will move to have your name removed from pre-approved credit lists. 5. You will receive reports about the progress of all of these actions. 6. They will repeat all of these actions every 90 days.
Sound interesting? I think so! Go take a look at Lifelock.
jeremyduffy says:
Lifelock offers a bunch of services that you could do easily and quickly for free. Worst is that most of these “services” are a one-time benefit which doesn’t justify a monthly rate. The only thing that does is the insurance plan so, though they promise a lot, they only real thing they deliver is insurance.
You’re far better off with a credit freeze which prevents all access to your credit report without your express permission every single time. These are cheap or free in some cases and actually prevent credit based ID theft (which nothing else does).
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Kathy says:
That’s interesting information, Jeremy. I don’t know anything about Lifelock other than what I read on their website, so I can’t confirm or deny what you’ve said.
Jeremy Duffy says:
That’s easy. Just check this out from their own site:
http://www.lifelock.com/lifelock-for-people
They provide fraud alerts which retailers can and do ignore. They are also being sued by Experian for abusing the fraud alert system (which is supposed to only be put into place if you have an immediate risk of ID theft).
They remove your name from pre-approved credit offers. You can do this via optoutprescreen.com for free in a few minutes.
They send you your three credit reports once a year. All they’re doing is using up your free credit reports that you’re supposed to get by law (one per year per agency).
They keep a list of the companies you need to contact if your wallet gets stolen. This is also easy to do yourself.
And last it’s an insurance plan. If you’re a fan of insurance, knock yourself out, but realize that it’s not ID theft PREVENTION. It’s a clean-up-after-the-fact deal despite what they say. That’s why I don’t like them.
Jeremy Duffy’s last blog post..Voting Machines Shown to Add Wrong